사회보장제도와 사회보험의 문제점 및 개선방안 등

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"사회보장제도와 사회보험의 문제점 및 개선방안 등"에 대한 내용입니다.

목차

[1] 제 1장 서론················································································1

[2] 제 2장 본론················································································1
Ⅰ. 사회보장제도와 사회보험································································1
1. 사회보장제도와 사회보험의 의의······························································1
2. 사회보장제도와 사회보험의 역할······························································2
Ⅱ. 국민연금제도의 이론적 고찰···························································2
1. 국민연금제도의 의의 및 성격··································································2
2. 국민연금의 필요성··················································································3
Ⅲ. 국민연금제도의 현황 및 실태분석···················································4
1. 연혁과정································································································4
2. 현황 및 수급자격과 급여수준··································································4
3. 재원조달 및 기금운용·············································································5
Ⅳ. 국민연금제도의 문제점과 개선방안··················································6
1. 국민연금제도의 문제점············································································6
1) 기금 고갈문제·····················································································6
2) 까다로운 수급권 제한 규정··································································6
3) 강제적인 보험료 징수··········································································7
4) 국민연금의 사각지대 문제····································································7
5) 고소득자에게 유리한 연금제도·····························································7
2. 국민연금제도의 개선방안········································································8
1) 장기 재정 안정화················································································8
2) 다층형 연금체계 구축··········································································8
3) 기금운용의 전문성 강화·······································································9
4) 연금간의 형평성 제고··········································································9
5) 단기 미납자 조기해소 및 장기체납자 징수 강화···································10

[3] 제 3장 결론··············································································11

[4] 제 4장 참고문헌········································································13

표 목차
표1 국민연금 연혁과정··················································································4
표2 국민연금 기금구성··················································································5
표3 국민연금 급여 종류별 수급자격과 급여기준··············································5

그림 목차
그림1 통계청 ‘장래인구추계: 2015~2065년’··················································3
그림2 통계청 ‘고령인구추계: 2015~2065년’··················································3
그림3 국민연금 소득별/가입기간별 순혜택·······················································8
그림4 국민연금과 공무원연금제도 비교·························································10
그림5 국민연금의 신뢰도 및 이해도 통계자료················································10

본문내용

제 1장 서론
전반적으로 나라의 경제체제는 각국이 형성한 국가보장형태에 따라서 조금씩 판이한 경향을 띠고 있다. 우선 공산주의체제의 경우 ‘완벽한 국가보장 우선시’를 목적으로 국가를 운영하는데 반해 자본주의체제는 국가가 국민의 부담을 덜기 위해 적정선을 국가에서 부담하는 형태에서, 이차적으로 국가가 국민보다 더 많은 부담을 안는 ‘국가부담’과 국민이 국가보다 더 많은 부담을 안는 ‘국민부담’으로써 또 한 번 분류가 된다. 일반적으로 국가보장만을 중시하는 공산주의체제의 국가들은 개개인이 노동활동에 대한 경제적 유인이 없기에 생산성이 저하되기 때문에 인간의 복지와 관련된 여럿 정책 및 제조들의 역할과 기능이 현저히 떨어진다는 이유에서 대개의 국가들은 자본주의체제를 채택하여 이를 자국에 적용하고 있는 실정이다. 한국 역시 자본주의 체제 중 전자의 국가부담 체계를 구축하여, 대한민국에 거주중인 전 국민을 대상으로 그들에게 인권을 부여해주고 그에 필요한 사회보장제도를 확립시켜 국가적 의무를 다 하고 있다. 그러나 이러한 사회보장제도의 도입과정에서 혹은 시행과정 상에서 본질적 의미가 퇴색되어 왜곡된 형상을 띠며 발전을 이루었고 현재 그에 따른 다양한 문제들은 사회보장제도의 근본적인 문제점으로써 꾸준히 논의되고 있다. 안정적인 사회보장제도를 재확립시키기 위해서는 미흡한 사안들에 대한 보완을 통해 총체적 개선방안을 지속적으로 검토하고 이를 발전시켜 나아갈 수 있도록 노력해야 한다. 따라서 본문에서는 현행 국민연금제도의 이론적 고찰과 함께 현재 한국의 국민연금제도의 현황 및 실태를 분석하고 그에 따른 문제점 및 개선방안에 대해 제시해보고자 한다.

제 2장 본론
Ⅰ. 사회보장제도와 사회보험
1. 사회보장제도와 사회보험의 의의
사회보장Social Security 중 Social는 ‘사회의, 사회적인’의 의미를 담고 있고 Security는 ‘안전, 안보, 미래의 보장’이라는 의미를 담고 있다. 즉 ‘사회보장’은 미래사회의 안보와 안전을 보장한다는 뜻으로 해석할 수 있겠다.

참고 자료

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