[영문] MIS- ATM과 온라인뱅킹

소개

ATM과 Online Banking 시스템 분석

목차

Introduction
Royal Bank of Canada (RBC)
History of ATM
ATM’s Infrastructure
ATM’s Software
People for ATM
ATM’s Procedures
ATM’s Hardware
ATM’s Information
Pros of ATM
Cons of ATM
- ATM Fraud
- Fraud Protection
- Job Security
Future of ATM
Online Banking
History of Online Banking
Pros of Online Banking
Cons of Online Banking
Appendix
Reference

본문내용

Introduction
An automated teller machine (ATM) automates financial transactions including deposit, withdrawals, account transfer, balance request and bill payments without the need of human interaction 24/7. So the ATM can serve customer in the evening time, on a holiday or Sunday. Most modern ATMs, the customer are identified by inserting a plastic ATM card (usually a debit card) with a magnetic strip or a plastic smartcard with a chip that contains a unique card number and some security information. Once the machine reads the machines read the card it will request a personal identification number (PIN) from the customer. It is brilliant equipment that human ever made before. In these days, people can find ATMs not only in malls and airports but also in McDonald’s and even in the tiny gas station in small town. There is one on the South rim of the Grand Canyon. There are some above the Arctic Circle. If the king of the Samoa needs some pocket change for his servant, he could set up ATM in his palace. Likewise, ATMs has expanded dramatically into wherever it can set; moreover, ATMs have become a ubiquitous temptation. Nearly 11 billion transactions are conducted via ATMs each year, dispensing some $670 billion. That’s up from $165 billion in 1985, according to Tremont Capital Group.

참고자료

· 1. Halperin, Karin (2001, March). A New Deal: Royal Bank - NCR contract might signal a new model for ATM management. Bank System & Technology, 38, 34.
· 2. Batiz-Lazo, Bernardo (2009).Emergence and evolution of ATM networks in the UK, 1967-2000. Business History. 51, 1-27.
· 3. Feig, Nancy (2004, December). ATM Fraud is Growing Rampantly, Says FBI. Community Banker, 60-61.
· 4. Anonymous, (2009, March, 22). Online Banking. Retrieved March 24, 2009, from Wikipedia Web site: http://en.wikipedia.org/wiki/online_banking
· 5. Anonymous, (2009, March, 22). Auto Teller Machine. Retrieved March 24, 2009, from Wikipedia Web site: http://en.wikipedia.org/wiki/auto_teller_machine
· 6. Bellis, Mary (2009, March, 22). The History of Automatic Teller Machines or ATM. Retrieved March 22, 2009, from About.com: Inventors Web site: http://inventors.about.com/od/astartinventions/a/atm.htm
· 7. Anonymous, (2009,March 22). About US: Corporate Profile. Retrieved March 24, 2009, from Royal Bank of Canada Web site: http://http://www.rbc.com/aboutus/index.html