1873년의 공황과 2008년 미국 서브프라임 모기지 사태의 비교 대조 분석

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이 글은 제목에서 명시하는 바와 같이 1873년 공황 당시와 2008년 미국에서 시작이 되어 전세계적으로 영향을 미친 서브프라임 모기지 사태를 비교 및 대조 분석한 글입니다.
미국대학 파이낸스 수업에서 제출한 보고서로 A 받았습니다. 전체 단어수는 약 3100자 정도, Work cited page 포함해서 12장입니다. 많은 시간을 투자해 조사하여 쓴 글로써 좋은 성적 받은 만큼 제대로 된 글이라고 생각합니다.
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Frank Hubbard once said “The safe way to double your money is to fold it over once and put it in your pocket.” Most investors would not agree with this statement today; however, every investor would have agreed with Hubbard’s quote back in 1873 or in 2008. In 1873 and 2008, America experienced what some would call the worst financial times in history. Many investors lost thousands of dollars in the hard economic times. Interestingly similarities exist between the crisis of 1873 and 2008, such as a big boom in building due to ease in obtaining credit. But the similarities must be viewed along with several differences, such as the role international factors played in the crisis of 1873. Furthermore, monetary policy played significant roles in both of these financial crises as well. One would assume that financial analysts learned from the past and would not make the same credit mistakes; nevertheless, history can and does repeat itself. An analysis of the financial crises of 1873 and 2008 indicates similarities between the two crises that include obtaining credit easily and using complex financial instruments. Differences involve the role of international factors in the crash of ’73, and how monetary policy influenced each event.

참고자료

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