미국 서브프라임모기지 관련 금융위기와 월든

소개

안녕하세요.
이 글은 미국대학에서 파이낸스 수업과제로 제출한 글입니다.
주제는 헨리 데이비드 소로우 (Henry David Thoreau)의 월든 (Walden)을 읽고 소로우가 바라보는 관점과 2008년 당시 크게 문제가 되었던 미국 서브프라임 모기지 사태에 관하여 작성한 글입니다.
A 받았구요. 많은 도움이 되기를 바라며 자료에 대한 평가 및 댓글 남겨주시면 감사하겠습니다.
모두들 열심히 공부하세요. ^^

목차

없음

본문내용

In 1854, Henry David Thoreau published a book about his two-year experience living in the wilderness called Walden, thought to be one of the greatest literary and philosophical books in American literature. No matter what era you live in or what type of life you live, Thoreau offers insights that are relevant to your situation and can lead to a better more deliberate existence. This paper will take the lessons from Walden’s first chapter, Economy and apply them to the U.S. financial crisis of 2008 in order to identify some of the causes and effects and ways to avoid a similar situation in the future.
In simple terms, the financial crisis of 2008 can be summarized as people buying more house than they could afford and the banks were willing to loan to these credit-risky people because existing regulations allowed the banks to immediately pass this risk on to unsuspecting third parties in the form of complex investment vehicles. When the borrowers could no longer make the payments, this house of cards collapsed taking with it the U.S. financial system. While there were other problems, this paper will address only the mortgage meltdown related to the housing industry.

참고자료

· Barnes, Ryan. “The Fuel That Fed The Subprime Meltdown.” Sept. 2007. Web. 5 Feb. 2012.<http://www.investopedia.com/articles/07/subprime-overview.asp#axzz1lYlosYSW>. Web.
· Kroft, Steve. “House Of Cards: The Mortgage Mess.” Jan. 2008. Web. 27 Jan. 2012. <http://www.cbsnews.com/stories/2008/01/25/60minutes/main3752515.shtml>. Web.
· Thoreau, Henry David. Walden and Other Writings. New York, NY: Bantam Books, Inc., 1981. Print.