[영문 보고서, FRM] What is Farmland reverse mortgage, FRM

목차

Ⅰ. Introduction : What is Farmland reverse mortgage(FRM)?
Ⅱ. Main subject : Field Investigation Team 1, 2
Ⅲ. Conclusion : Problems and alternative solutions of FRM
Ⅳ. References
Ⅴ. Minute(recording of meeting)

본문내용

Ⅰ. Introduction : What is Farmland reverse mortgage(FRM)?

Farmland reverse mortgage is a system that guarantees stable life for aged farmers. The government lends aged farmers money in security for their own farmland. This system helps farmer who lack money for old age by securitizing farmland fund. Furthermore, FRM aims to strengthen the farming social safety net. These are purpose of the FRM. The FRM is based on Korea Rural Community Corporation and a law of farmland management.

Korean society is quickly transforming into an "super high aged society". The reasons for aged society are development of medical treatment, improvement of food life and residential environment. Despite the aging of population, perfect pension system that pay pension for the elderly after their retirement is not established. So, this is an urgent problems and it needs to solve this problem. Also, in the case of korean farming society, the scale of farming is small. Because of aging, aged farmer is suffering from labor shortages and low productivity.

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